LET’S GET YOU ON THE RIGHT MORTGAGE PLAN.
CONGRATULATIONS!
YOU’RE READY TO BUY A HOME…
We’re here to help make your purchase a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval.
If you’re a first-time home buyer or a seasoned investor here’s our process:
Complete a mortgage application
Receive options based on your unique criteria and scenario
Choose the product that best fits your needs!
FINALLY, REFINANCING MADE SIMPLE!
Refinancing is the process of paying off your existing mortgage with a new mortgage.
Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage.
You may also refinance to access the equity you need at the rate you deserve.
Get a FREE quote on a home refinance that could save you thousands of dollars per year.
DISCOVER MORE OPTIONS
Mortgage Options to support the moments that matter most.
Self Employed Business Owners
Purchase Plus Improvement
New Home Construction
Cash Back Mortgages
Refinances
Switch/ Transfer Renewals
Home Equity Line of Credits
New To Canada
Private Second Mortgages
Reverse Mortgages
CLIENT TESTIMONIALS
We had Brenda assist us with our first mortgage and we now just finished with our renewal.
She is amazing at getting back to us and answering all of our questions, and going through the process for the first time there were a lot of questions.
For renewal she was able to get us a rate way better than the bank was offering to us!
I couldn't be more happy with her service and expertise. I'd give 5 star ratings all day long if I could.
Five Stars on Google Review
Lindsay Vala
Top notch service and great rates. Over the last 10 years Gem Mortgages has assisted me on two mortgages, each time they have found me not only the best rate (beating the big banks by a large margin), but they also made sure the mortgage was the right fit for my situation and needs.
Brenda in particular always provided very quick replies to my inquiries and her experience meant she was always able to provide an answer to my inquiries. Without hesitation I recommend them.
Five Stars on Google Review
Jamie was an absolute GEM to deal with! She was extremely knowledgeable, friendly and ensured I was taken care of. Her response times were fantastic (even with my annoying questions late at night/on the weekends)! THANK YOU Jamie for your outstanding service. I would definitely recommend Gem Mortgages.
Five Stars on Google Review
